Even though there are mandatory automobile insurance requirements in Illinois, the limits are often insufficient to cover losses sustained by the victim of an automobile collision. Additionally, there are many negligent drivers who are completely uninsured or have an inadequate amount of insurance coverage. If a driver like that is involved in an accident, it can be challenging for the victim to receive full compensation to cover their losses. Fortunately, there are insurance coverage options that can alleviate the problem. There are benefits to carrying uninsured and underinsured coverage in Illinois on your own automobile policy.

Distracted driving is more of a problem every day.  It is the cause of most rear-end car accidents. In the United States between 2012 and 2014, almost half of all collisions between two vehicles were rear-end collisions, according to the National Transportation Safety Board.  An astounding eighty seven percent 87% of those accidents were caused by distracted driving.

The range of rear-end accidents vary from a minor accident that you don’t even pull over for to a major accident that causes serious injuries requiring you to be rushed to the hospital.  Whether the rear car’s driver is distracted or speeding to cause the crash, it’s important to know what potential back and neck trauma you could suffer from in a rear-end accident.

Determining what to do immediately following a traffic accident can seem overwhelming. You may be suffering from a variety of injuries and not know what to do. After you’ve called 911 and received emergency medical attention, you’ll need to make sure that an official police report has been prepared.

If you decide to go forward with the help of a car accident attorney, they will take the necessary steps to  gather evidence and build a case so that you can get the compensation you deserve if you have been wrongfully injured.. While they will handle tracking down the majority of the evidence needed to support your claim, it’s good to know how to obtain a police report after a collision in Illinois. It’s likely both your lawyer and the insurance company will need the information recorded by the police officer at the time of the crash. The process is different for every state, and understanding how it works in your area can speed up the litigation process.