Renters insurance secures tenants’ families, assets, property, and futures. However, it’s estimated that less than 50 percent of tenants in Illinois have renters insurance. Because of this, a number of people run into legal problems every year when their property is damaged or when someone is hurt at their house or apartment.

If you rent in Illinois and do not have insurance, it’s important to understand what renters insurance covers and why it’s important to have the coverage in the event of an accident.

In today’s world, posting on social media about major events in your life has become second nature to many individuals. It’s only natural that after you’ve sustained an unexpected injury, you may feel inclined to write a post, and maybe even include pictures, to alert your friends, family, and followers about your misfortune and reassure everybody that you’re okay. You might even feel tempted to talk about how the accident happened and try to assign blame—especially if the accident was caused by another person.

Making the decision to post any information about an injury that you may be considering filing a personal injury claim for is a decision that can potentially harm your claim more than help it—especially when your emotions may be running high soon after the incident occurred. There are many reasons why this is the case. Let’s take a look at some of them.

The loss of a loved one is tragic and one of the most challenging things a family can endure. When the death was the result of someone else’s negligent actions and could have been prevented, the situation can be even more difficult to deal with.  In addition to the grief of losing a loved one, there’s also the potential for a family to suffer financially if they depended on the deceased family member’s income. In the State of Illinois, a death that occurs because of the negligence of another can be the basis for a wrongful death claim. If you or someone you love is in a situation like this, it’s important to understand who can file a wrongful death claim and who is entitled to recover damages. While it’s understandable for a family to have reservations about the legal process, it is sometimes the only means of holding those who wrongfully caused a loved one’s death responsible and securing a comfortable future for those who have been left behind.

When you’re driving through a school zone, you may not be aware of the different laws and rules that apply. These laws and rules exist to keep children and those in charge of them safe from accidents. During school drop-off and when class ends for the day, a school zone is a busy area full of excited children, parents and guardians picking up their kids, and buses picking up children who live further away. As a driver, you want to make sure you’re well-versed in the laws and how to drive safely through these areas.

Even though there are mandatory automobile insurance requirements in Illinois, the limits are often insufficient to cover losses sustained by the victim of an automobile collision. Additionally, there are many negligent drivers who are completely uninsured or have an inadequate amount of insurance coverage. If a driver like that is involved in an accident, it can be challenging for the victim to receive full compensation to cover their losses. Fortunately, there are insurance coverage options that can alleviate the problem. There are benefits to carrying uninsured and underinsured coverage in Illinois on your own automobile policy.

As a motorist, you know that you have to share the road with cyclists, but it can be difficult on rural roads. City streets often have bike lanes and more room to allow cyclists to coexist with vehicles.  Rural roads don’t always have as much space for cyclists, and sometimes they don’t even have a shoulder.

When a motorist collides with a cyclist, it can result in catastrophic injuries or cause death.  If you or someone you love has been a victim of a bicycle accident, then you already know how devastating these collisions can be. In order to avoid getting into a wreck with a cyclist, drivers should follow these tips to avoid collisions.

The Illinois Workers’ Compensation Commission has announced an “emergency” amendment under The Rules of Evidence — Section 9030.70(a).  Under the “emergency” amendment a rebuttable presumption has been created for “first responders” and “front-line workers” who are diagnosed with COVID-19 during a COVID-19-related state of emergency.

The rebuttable presumptions include: (a) the exposure will be presumed to have arisen out of and in the course of the COVID-19 First Responder or Front-Line worker’s employment and that (b) the exposure will be presumed to be causally connected to the hazards or exposures of COVID-19 First Responder or Front-Line Worker’s employment.

Distracted driving is more of a problem every day.  It is the cause of most rear-end car accidents. In the United States between 2012 and 2014, almost half of all collisions between two vehicles were rear-end collisions, according to the National Transportation Safety Board.  An astounding eighty seven percent 87% of those accidents were caused by distracted driving.

The range of rear-end accidents vary from a minor accident that you don’t even pull over for to a major accident that causes serious injuries requiring you to be rushed to the hospital.  Whether the rear car’s driver is distracted or speeding to cause the crash, it’s important to know what potential back and neck trauma you could suffer from in a rear-end accident.

As the spread of COVID-19 continues to affect people on a global scale, we have to remember there are those that are putting their lives on the line every day to protect and care for others. For healthcare workers and first responders like paramedics, firemen, and police officers in the line of fire of the virus, there is the potential for these individuals to lose wages and time off of work, medical expenses, and other related losses if they get sick or injured due to new hazards that exist due to the virus.

It has yet to be seen how workers’ compensation cases will be handled when filing for contracting the coronavirus. We are closely monitoring the situation to determine how we can best serve clients during this difficult time. As just one example of a similar situation, today, the Chicago Tribune reported that a Chicago Police Officer contracted COVID-19 and passed away. The Tribute reported that officials are considering his death an on-duty death which would provide his family certain benefits they would otherwise not be entitled to. This ruling may provide some insight on how workers’ compensation claims may be handled.

Our clients are very important to us. Therefore, we are taking the COVID-19 pandemic and the social distancing suggested by the CDC seriously. While our office remains open, we are encouraging our clients to communicate with us via telephone, email, fax or text rather than coming to the office. In order to assure that our office continues to function appropriately to give our clients continued service, each of our lawyers and staff have the capability to work remotely and will make arrangements for paperwork to be exchanged as efficiently as possible.

We encourage everyone to protect themselves, their loved ones and those who are most vulnerable. The best way to prevent the spread of this illness is to avoid being exposed to the virus by avoiding contact with individuals who are sick or who may have been exposed to the virus. You can also protect yourself by washing your hands and avoiding touching your eyes, nose and mouth with unwashed hands. For more information from the CDC on how to protect yourself, go to: https://www.cdc.gov/coronavirus/2019-ncov/prepare/prevention.html