Was A Third Party To Blame For Your Accident?
Our law firm stands up for injured workers
Workers' compensation is essentially a tradeoff. Employees who are hurt on the job have no-fault benefits that will pay for their medical bills, lost wages and, if applicable, permanent disability. But workers' compensation lawyers know that the full cost of an accident can well exceed those benefits - and the law does not provide compensation for pain and suffering, loss of quality of life or other ways you may be harmed by an on-the-job injury.
Because workplace accidents are covered under workers' compensation, you can't sue your employer or a co-worker to get compensation for those losses. However, that protection applies only to your own employer. If a third party is responsible for your accident, you can file a personal injury claim against that third party, just as you could for any accident that happened outside work.
What types of accidents can give rise to a third-party claim?
Here are a few cases where you might be able to file a personal injury claim in addition to your workers' compensation claim:
- You are driving to a client's office for a meeting when you are injured in a car accident caused by another motorist.
- You slip and fall at another business due to unsafe conditions on their premises, while in performance of your work duties.
- You are hurt in an accident on a construction site that is caused by an outside contractor's carelessness.
- Your injury is caused by a faulty piece of equipment in the workplace, making the manufacturer of the equipment responsible.
If you were hurt in one of these types of accidents, or a similar accident, it's crucial that you contact an attorney with experience in both workers' compensation and personal injury law right away.
Our attorneys handle complex cases on behalf of Northern Illinois workers
Cases involving negligent third parties can be quite complex, with multiple parties - and multiple insurance companies - involved. At Schweickert & Ganassin, LLP, our attorneys have over 120 years' combined experience handling both workers' compensation and personal injury cases throughout the Illinois Valley. We'll carefully investigate your accident, gather evidence, discover applicable insurance coverage and work with you to develop a plan to recover maximum compensation for your injury. We work hard on our end so you can focus on your recovery.
A personal injury or workers' compensation case can take months or years to resolve. When you have both happening at the same time, the process can drag on for a very long time. We'll be there for you every step of the way and you don't owe us a cent until and unless we are able to obtain you workers' compensation benefits above what has been offered by your employer and its insurance carrier.
If you've been hurt on the job, we'd be honored to help you understand your legal rights. Call today, (866) 604-9075 , for a free consultation.